Hospitality & Hotel Bridge Loans (Nationwide)
Hospitality bridge loans provide short-term capital for hotel acquisitions, renovations, repositioning, and stabilization. Because hotels are operational businesses, they require specialized underwriting and experienced lenders who understand RevPAR, ADR, and PIP requirements.
Eligible Hospitality Assets
- Limited-service hotels
- Select-service hotels
- Boutique hotels
- Extended-stay hotels
- Full-service hotels (evaluated case-by-case)
Common Use Cases
PIP (Property Improvement Plan) Financing: Franchise-required renovations to maintain brand standards.
Rebranding: Converting or upgrading a property to a new flag or independent brand.
Renovations and Operational Improvements: Capital improvements that increase ADR and occupancy.
Distressed Acquisitions: Acquiring underperforming hotels at a discount with a clear turnaround plan.
Repositioning: Shifting a property to a higher-demand segment or market position.
Typical Hospitality Bridge Loan Terms
- Loan amounts: $2M – $40M+
- Leverage: Up to 70% LTV
- Terms: 12–36 months, interest-only
- Non-recourse available on qualifying deals