Office Building Bridge Loans (Nationwide)
Office building bridge loans provide short-term financing for acquisitions, renovations, lease-up, and repositioning of office properties. With shifting workplace trends and evolving tenant demands, office assets often require strategic improvements before qualifying for long-term financing.
Eligible Office Properties
- Class A office buildings
- Class B office buildings
- Class C repositioning projects
- Medical office
- Creative office
- Suburban office parks
- Mixed-use office components
Common Use Cases
Lease-Up and Tenant Improvements: Funding TI allowances, leasing commissions, build-outs, and space reconfiguration to attract tenants.
Repositioning and Modernization: Upgrading lobbies, improving common areas, adding amenities, and modernizing building systems.
Distressed Office Acquisitions: Opportunistic acquisition of underperforming buildings at a discount with a repositioning plan.
Conversion Projects: Transitioning office space to medical office, creative office, mixed-use, or residential (evaluated case-by-case).
Typical Office Bridge Loan Terms
- Loan amounts: $2M – $50M+
- Leverage: Up to 70% LTV
- Terms: 12–36 months, interest-only
- Non-recourse available