Retail Center Bridge Loans (Nationwide)
Retail center bridge loans provide fast, flexible capital for investors acquiring, repositioning, or stabilizing retail properties across the United States. As consumer behavior evolves and retail formats shift, bridge financing has become a critical tool for investors navigating transitional retail assets.
Eligible Retail Properties
- Neighborhood shopping centers
- Strip centers
- Power centers
- Grocery-anchored centers
- Shadow-anchored retail
- Mixed-use retail components
- Lifestyle centers
- Single-tenant retail (case-by-case)
Common Use Cases
Re-Tenanting and Leasing Strategy: Bridge loans provide capital during the lease-up period when new tenants are being sourced.
Renovations and Capital Improvements: Facade upgrades, parking lot improvements, signage, interior build-outs, and ADA compliance work.
Distressed Retail: Acquiring and repositioning underperforming retail assets that traditional lenders will not finance.
Anchor Tenant Changes: When an anchor tenant vacates, bridge loans support the transition until a new anchor is secured.
Typical Retail Bridge Loan Terms
- Loan amounts: $1M – $40M+
- Leverage: Up to 70–75% LTV
- Terms: 12–36 months, interest-only
- Non-recourse available