Mobile Home Park Bridge Loans (Nationwide)
Mobile home parks (MHPs) are one of the most stable and in-demand asset classes in commercial real estate. Bridge loans support acquisitions, infrastructure improvements, and stabilization efforts for parks across the United States.
Eligible MHP Properties
- Stabilized parks in established markets
- Value-add parks with below-market rents or vacancies
- Parks with private utilities
- Parks with public utilities
- Expansion projects on existing sites
- Turnaround opportunities with deferred maintenance
Common Use Cases
Infrastructure Improvements: Roads, water systems, sewer systems, and electrical upgrades that increase the park’s long-term value and operability.
Park Clean-Up and Repositioning: Removing abandoned homes, improving landscaping, and adding amenities to support higher occupancy and rents.
Lease-Up and Stabilization: Parks acquiring new lots or transitioning management often need time to improve occupancy and collections before qualifying for permanent financing.
Typical Mobile Home Park Bridge Loan Terms
- Loan amounts: $1M – $30M+
- Leverage: Up to 75% LTV
- Terms: 12–36 months, interest-only