Mixed-Use Bridge Loans (Nationwide)
Mixed-use properties combine residential, retail, office, or hospitality components into a single asset. Because of their complexity, mixed-use properties often require specialized bridge financing to support acquisitions, renovations, and stabilization.
Eligible Mixed-Use Property Types
- Residential + retail
- Residential + office
- Retail + office
- Hospitality + retail
- Multi-component urban developments
- Live-work-play communities
Common Use Cases
Repositioning: Mixed-use assets often require tenant improvements, re-tenanting, amenity upgrades, and operational improvements across multiple components.
Lease-Up: Different components — retail, residential, office — may stabilize at different times, requiring patient capital during the transition.
Renovations: Exterior upgrades, lobby improvements, retail build-outs, and residential renovations to improve both occupancy and NOI.
Typical Mixed-Use Bridge Loan Terms
- Loan amounts: $2M – $50M+
- Leverage: Up to 75% LTV
- Terms: 12–36 months, interest-only
Underwriting is tailored to each component’s performance and the overall stabilization timeline.